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(B) The superintendent of insurance may adopt rules in accordance with Chapter 119.
of the Revised Code to set forth the specific acts the performance of which either require or do not require licensure as an insurance agent. (A) Except as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and pass a written examination prior to application for licensure.
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or Title XXXIX of the Revised Code, or as additionally determined by the superintendent of insurance.
(F) "Insurance agent" or "agent" means any person that, in order to sell, solicit, or negotiate insurance, is required to be licensed under the laws of this state, including limited lines insurance agents and surplus line brokers.
"Insurance navigator" refers to a navigator specified in section 1311 of the Affordable Care Act, 42 U. (Q) "Sell" means to exchange a contract of insurance by any means, for money or its equivalent, on behalf of an insurer.
(R) "Self-service storage facility" means an entity that is engaged in the business of providing real property designed and used for the purpose of renting or leasing individual storage space to the public who are to have access to the space for the purpose of storing and removing personal property on a self-service basis, but does not include a garage or other storage area in a private residence. (A) Section 3905.02 of the Revised Code does not apply to any of the following:(1) Any insurer.
(C) "Home state" means the state or territory of the United States, including the District of Columbia, in which an insurance agent maintains the insurance agent's principal place of residence or principal place of business and is licensed to act as an insurance agent.(5) Any employee of an insurer or of an organization employed by an insurer, if the employee is engaged in the inspection, rating, or classification of risks or in the supervision of the training of insurance agents, and is not individually engaged in the sale, solicitation, or negotiation of insurance; (6) Any person whose activities in this state are limited to advertising through communications in printed publications or in the electronic mass media, the distribution of which is not limited to residents of this state, if the person does not sell, solicit, or negotiate insurance covering risks residing, located, or to be performed in this state; (7) Any person who is not a resident of this state and who sells, solicits, or negotiates a contract of insurance covering commercial property and casualty risks located in more than one state, if the person is licensed as an insurance agent to sell, solicit, or negotiate that insurance contract in the state where the insured maintains its principal place of business and the contract insures risks located in that state; (8) Any salaried full-time employee who counsels or advises the employee's employer with respect to the insurance interests of the employer or of the employer's subsidiaries or business affiliates, if the employee does not sell or solicit insurance or receive a commission; (9) Any employee of an insurer or of an insurance agent who, at the direction of the insurer or agent, performs any of the following activities:(a) The acceptance of premiums other than the initial premium; (b) The gathering of information, such as names, addresses, expiration dates of current insurance, and names of current insurers; (c) The setting of appointments for insurance agents, provided that the individual setting the appointment does not communicate any information about insurance; (d) The servicing of existing insurance policies issued by or through the employee's employer, provided the servicing is not part of a solicitation; (e) The performance of clerical or ministerial duties.(10) Any employee of a creditor with respect to limited line credit insurance products, as long as the employee of the creditor is not paid by, and does not receive a fee, commission, or any other form of compensation from, an insurance agent or insurance company.(K) "Limited lines insurance" means those lines of authority set forth in divisions (B)(7) to (12) of section 3905.06 of the Revised Code or in rules adopted by the superintendent, or any lines of authority the superintendent considers necessary to recognize for purposes of complying with section 3905.072 of the Revised Code.(L) "Limited lines insurance agent" means a person authorized by the superintendent to sell, solicit, or negotiate limited lines insurance.